The Only Major Asset Left Uninsured - Accounts Receivable

Most companies insure against other unpredictable events with a high potential for loss. Surprisingly, accounts receivable is often the only critical asset left uninsured.

Property, liability, business interruption and more are covered with care, but lack of protection against excessive credit write-offs can cripple even a successful business.

Protect your major assets; have us customize a program to your specific needs.

Please feel free to contact us at any time with questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritizing the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Global Finance publishes excellent article on Trade Credit Insurance

Global Finance has published an excellent articel by Paula L. Green entitled Risk Management: Insuring Trade Credit, A Conversation Starter. 

The article discusses  major companies like L'Oreal USA's success with trade credit insurance. Green also highlights the popularity of credit insurance in Europe versus its very new growth in North America. Euler Hermes, Coface and Atradius are cited as the main providers.

READ FULL ARTICLE HERE.

Get Some Rest, You're Covered

Tips for a Good Night's Sleep

1. Contact Gerald Shtull & Associates and work with Canada's largest credit insurance specialist broker to create a customised credit insurance program
2. Through your policy, secure your most important asset, your accounts receivables
3. Watch your cash flow stabilise and your lenders offer you improved margining and conditions
4. Institute more lenient payment terms and expand into new markets to grow your business with confidence
5. Relax, knowing that you are guaranteed payment for products delivered or services rendered, and get some rest, you're covered

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Credit Insurance is a Financial Tool - GSA and Improved Borrowing Conditions

Aside from protecting your assets and managing your risk, credit insurance also acts as a financial tool.

After protecting your business with AR insurance, you can improve your position with lenders, influencing lending agencies to provide added financing and improve margining and conditions.

On average, lending agencies will finance about 70% on your uninsured accounts receivables. With credit insurance, you can look forward to a possible rise up to 90%, allowing you to grow your business safely and with confidence.

Please feel free to contact us any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Tailored by Gerald Shtull & Associates

A Perfect Fit
Through negotiations with insurers, GSA creates made-to-measure credit insurance programs that eliminate unacceptable risk and suit your business. We are specialists in a highly specialized field, and our interests are your individual needs.

The Benefits of GSA Customized Expertise

• We identify potentially threatening credit and political risk
• We determine risk factors and probabilities & develop strategies for risk avoidance
• We structure a program that transfers unacceptable risk to an insurer
• We negotiate with the insurers for the arrangement of an appropriate coverage program

Our clients include companies from industries of all sizes. Whether you are a manufacturer or wholesaler, generating revenues of less than one million or more than one billion, your company will be fit with the personalized credit insurance policy offering you the most overall value.

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritizing the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Every Step of the Way

Have you been considering insuring your accounts receivable but aren't sure where to start? Sorting out your credit insurance needs can feel like an uphill climb. Our Customer Service Agent Brokers will act as your guide, leading you through the process form beginning to end. We have the right equipment for your journey.

• INDUSTRY EXPERTISE - knowing your industry allows us to serve you best
• PRODUCT KNOWLEDGE - we know what fits your business
• REPUTATION - we are the largest specialist credit insurance brokerage firm in Canada
• EXPERIENCE - decades of practise in insurance, accounting, and credit management

Your CSA will facilitate understanding of policy endorsements and coverage issues. Through all stages of claim filing and indemnification, GSA will be there for you.

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission

Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Around the Globe

Gerald Shtull & Associates is pleased to announce some exciting news - We are now able to service your credit insurance needs worldwide! We have joined forces with Astreos Credit, a European-based, international network of independent brokers specializing in Trade Credit Insurance.

With offices in 28 countries, Astreos network has all of your global business covered.

In The Americas:

Argentina

Brazil

Chile

Canada

Mexico

USA

In Asia:

India

Japan

Korea

Vietnam

In Eurpore, Middle East, Africa:

Austria
Belgium
Bulgaria

Czech Republic

France

Germany

Hungary 

Italy
Luxembourg
Netherlands

Poland

Portugal

Romania

Russia

Slovakia

South Africa

Spain 

Switzerland

United Kingdom

If you have any questions regarding international credit insurance, or Astreos Credit Network, please do not hesitate to contact us:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

A.M. Best TV broadcasts new episode, "Needs create demand: Trade Credit Market Growing"

 Click here to watch episode

A.M. Best, the  international insurance-rating and information agency, broadcast a new episode on A.M. Best TV. Entitled, Needs create demand: Trade Credit Market Growing the piece highlights the North American growth of trade credit insurance. European businesses have embraced trade credit insurance for decades, and now North America is beginning to keep pace. Experts suggest that credit insurance will become a "standard tool" in North America. Watch the excellent and informative episode at A.M. BestTV (click here to follow the link).

National Bank of Canada and Business Clients "Capitalize" on Credit Insurance - New Article from RIAC

Receivables Insurance Canada (RIAC) association has published an article highlighting the National Bank of Canada's support for trade credit insurance:

 

 "The National Bank of Canada leverages receivables insurance for its clients for mutual success

BANKERS TAKE NOTE: BUSINESS CLIENTS WITH RECEIVABLES INSURANCE CAN ACCESS OTHER COST-EFFECTIVE FINANCING SOLUTIONS THAT BOOST YOUR BOTTOM LINE" (click here to read full article)

The article upholds the view of trade credit insurance as a financial tool, not just protecting your assets, but increasing your financial flexibility. An excellent insight into trade credit insurance and its diverse benefits.

Trade Credit Insurance Guide Published by The World Bank

One of the most comprehensive guides to trade credit insurance is Trade Credit Insurance by Peter M. Jones. Published as part of The World Bank's Premier Series on Insurance in 2010, this 33-page report includes an in-depth exploration of credit insurance, its benefits and its functions. The document also includes a very helpful FAQ section, as well as a glossary of terms used in trade credit insurance.

A fellow of the  Institute of Chartered Secretaries and Administrators, Mr. Jones was a VP at Export Development Canada (EDC), as well as CEO of the African Trade Insurance Agency (ATI), he has also held prominent positions at CIBC and ANZ/ Grindlays Bank.

CLICK HERE TO READ THE REPORT

Another excellent film from Coface

In under three minutes, Coface brings us a film which is also a teaching tool. How Coface Credit Insurance Can Help You To Prevent Non-Payment of Invoices, is succinct and clearly put. The boiled-down information provides a universally comprehensible explanation of how to protect your receivables, and thus your cash flow, with credit insurance.

Don't Restrict Your Business' Growth!

Self-imposed credit limits can greatly hinder your company's growth.

• Letters of Credit
• Deposits
• COD
• Pre-payments

These measures can place you at a competitive disadvantage against companies who do not demand the same restrictions.

A specialist trade credit insurance broker can help you by providing expert industry knowledge and information on unknown buyers, and this can provide you with the confidence to institute more lenient payment terms or larger single order sizes.

A trade credit insurance policy protecting your accounts receivable guarantees you will be paid for the goods or services you provide. Allow your company to be competitive! Look into trade credit insurance today.

Contact us with your questions:

 Gerald Shtull & Associates

Tel: 514-939-6226

GSA – Announcement

Gerald Shtull & Associates is pleased to announce some exciting news: 

GSA has joined Astreos Credit, a European-based, international  network of independent brokers specializing in Trade Credit Insurance.

 Astreos members can guarantee our international clients the same level of outstanding service that we provide domestically in Canada and the United States.  

 

In The Americas                  In Asia                                   In Europe, Middle East, Africa

Argentina                              India                                       Belgium

Brazil                                      Japan                                      Czech Republic

Chile                                       Korea                                     France

Canada                                   Vietnam                                 Germany

Mexico                                                                                   Hungary

USA                                                                                        Italy

                                                                                                Poland

                                                                                                Portugal

                                                                                                Romania

                                                                                                Russia

                                                                                                Slovakia

                                                                                                South Africa

                                                                                                Spain

                                                                                                Switzerland

                                                                                                United Kingdom

If you have any questions regarding international credit insurance, or Astreos credit network, please do not hesitate to contact us:

Gerald Shtull & Associates

514-939-6226

In Association With the Best in Canada

We are pleased to announce that we have joined The Receivables Insurance Association of Canada, (RIAC), as broker members. RIAC's broker and insurer members are the largest and most prestigious field leaders and experts in the country.

"RIAC works to advance industry innovation and product integrity, solve any business problems related to government legislation, and represent the interests of its members by facilitating an open exchange of information and ideas." (RIAC Mission Statement)

With the allied support of a long list of companies working on credit insurance, we have access to the most up-to-date products, innovations and programs in the field.

To find out more about our brokerage services or about RIAC, please contact us at any time:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Gerald Shtull & Associates featured in Financial Post

February 18, 2013 - John Greenwood of the Financial Post Entrepreneur's section profiles Gerald Shtull, founder and president of Gerald Shtull & Associates, credit insurance specialist brokers. READ FULL ARTICLE

Montreal business veteran Gerald Shtull: Stick to a few simple rules to build a successful firm