The Only Major Asset Left Uninsured - Accounts Receivable

Most companies insure against other unpredictable events with a high potential for loss. Surprisingly, accounts receivable is often the only critical asset left uninsured.

Property, liability, business interruption and more are covered with care, but lack of protection against excessive credit write-offs can cripple even a successful business.

Protect your major assets; have us customize a program to your specific needs.

Please feel free to contact us at any time with questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritizing the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Get Some Rest, You're Covered

Tips for a Good Night's Sleep

1. Contact Gerald Shtull & Associates and work with Canada's largest credit insurance specialist broker to create a customised credit insurance program
2. Through your policy, secure your most important asset, your accounts receivables
3. Watch your cash flow stabilise and your lenders offer you improved margining and conditions
4. Institute more lenient payment terms and expand into new markets to grow your business with confidence
5. Relax, knowing that you are guaranteed payment for products delivered or services rendered, and get some rest, you're covered

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Credit Insurance is a Financial Tool - GSA and Improved Borrowing Conditions

Aside from protecting your assets and managing your risk, credit insurance also acts as a financial tool.

After protecting your business with AR insurance, you can improve your position with lenders, influencing lending agencies to provide added financing and improve margining and conditions.

On average, lending agencies will finance about 70% on your uninsured accounts receivables. With credit insurance, you can look forward to a possible rise up to 90%, allowing you to grow your business safely and with confidence.

Please feel free to contact us any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Tailored by Gerald Shtull & Associates

A Perfect Fit
Through negotiations with insurers, GSA creates made-to-measure credit insurance programs that eliminate unacceptable risk and suit your business. We are specialists in a highly specialized field, and our interests are your individual needs.

The Benefits of GSA Customized Expertise

• We identify potentially threatening credit and political risk
• We determine risk factors and probabilities & develop strategies for risk avoidance
• We structure a program that transfers unacceptable risk to an insurer
• We negotiate with the insurers for the arrangement of an appropriate coverage program

Our clients include companies from industries of all sizes. Whether you are a manufacturer or wholesaler, generating revenues of less than one million or more than one billion, your company will be fit with the personalized credit insurance policy offering you the most overall value.

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission
Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritizing the protection of our clients' accounts receivables and the future growth and prosperity of their business.

Every Step of the Way

Have you been considering insuring your accounts receivable but aren't sure where to start? Sorting out your credit insurance needs can feel like an uphill climb. Our Customer Service Agent Brokers will act as your guide, leading you through the process form beginning to end. We have the right equipment for your journey.

• INDUSTRY EXPERTISE - knowing your industry allows us to serve you best
• PRODUCT KNOWLEDGE - we know what fits your business
• REPUTATION - we are the largest specialist credit insurance brokerage firm in Canada
• EXPERIENCE - decades of practise in insurance, accounting, and credit management

Your CSA will facilitate understanding of policy endorsements and coverage issues. Through all stages of claim filing and indemnification, GSA will be there for you.

Please feel free to contact us at any time with your questions:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

Our Mission

Gerald Shtull & Associates is dedicated to providing expert service with unwavering professional care; prioritising the protection of our clients' accounts receivables and the future growth and prosperity of their business.

CAPs off to Euler Hermes: A new product for their US and Canadian Customers

On October 1, 2013, Euler Hermes announced an exciting and innovative new product for their US and Canadian customers:
"CAP is a second layer of insurance protection – or “top-up coverage” – allowing businesses to purchase up to $1.5 million of coverage above their previously approved limits. The product is specifically designed for Euler Hermes’ U.S. and Canadian customers of all sizes and sectors, particularly those trading with more difficult risks and markets." Click here to read full article from Euler Hermes.

Around the Globe

Gerald Shtull & Associates is pleased to announce some exciting news - We are now able to service your credit insurance needs worldwide! We have joined forces with Astreos Credit, a European-based, international network of independent brokers specializing in Trade Credit Insurance.

With offices in 28 countries, Astreos network has all of your global business covered.

In The Americas:

Argentina

Brazil

Chile

Canada

Mexico

USA

In Asia:

India

Japan

Korea

Vietnam

In Eurpore, Middle East, Africa:

Austria
Belgium
Bulgaria

Czech Republic

France

Germany

Hungary 

Italy
Luxembourg
Netherlands

Poland

Portugal

Romania

Russia

Slovakia

South Africa

Spain 

Switzerland

United Kingdom

If you have any questions regarding international credit insurance, or Astreos Credit Network, please do not hesitate to contact us:

Gerald Shtull & Associates

www.gsabroker.com

514-939-6226

New Book: Credit Insurance by Paul Becue in association with Euler Hermes

In association with Euler Hermes, Lannoo Campus has published a new book, Credit Insurance. Author Paul Becue is head of information at Euler Hermes Belgium and answers the questions What is it? Why do you need it? and What can it do for your business? in the 250 page volume. Available for pre-order on Amazon.ca.

Trade Credit Insurance Guide Published by The World Bank

One of the most comprehensive guides to trade credit insurance is Trade Credit Insurance by Peter M. Jones. Published as part of The World Bank's Premier Series on Insurance in 2010, this 33-page report includes an in-depth exploration of credit insurance, its benefits and its functions. The document also includes a very helpful FAQ section, as well as a glossary of terms used in trade credit insurance.

A fellow of the  Institute of Chartered Secretaries and Administrators, Mr. Jones was a VP at Export Development Canada (EDC), as well as CEO of the African Trade Insurance Agency (ATI), he has also held prominent positions at CIBC and ANZ/ Grindlays Bank.

CLICK HERE TO READ THE REPORT

Another excellent film from Coface

In under three minutes, Coface brings us a film which is also a teaching tool. How Coface Credit Insurance Can Help You To Prevent Non-Payment of Invoices, is succinct and clearly put. The boiled-down information provides a universally comprehensible explanation of how to protect your receivables, and thus your cash flow, with credit insurance.

Don't Restrict Your Business' Growth!

Self-imposed credit limits can greatly hinder your company's growth.

• Letters of Credit
• Deposits
• COD
• Pre-payments

These measures can place you at a competitive disadvantage against companies who do not demand the same restrictions.

A specialist trade credit insurance broker can help you by providing expert industry knowledge and information on unknown buyers, and this can provide you with the confidence to institute more lenient payment terms or larger single order sizes.

A trade credit insurance policy protecting your accounts receivable guarantees you will be paid for the goods or services you provide. Allow your company to be competitive! Look into trade credit insurance today.

Contact us with your questions:

 Gerald Shtull & Associates

Tel: 514-939-6226

Gerald Shtull & Associates featured in Financial Post

February 18, 2013 - John Greenwood of the Financial Post Entrepreneur's section profiles Gerald Shtull, founder and president of Gerald Shtull & Associates, credit insurance specialist brokers. READ FULL ARTICLE

Montreal business veteran Gerald Shtull: Stick to a few simple rules to build a successful firm